How Capital One Ruined my Saturday
Captial One is a crazy-ass bank. They send me a new credit card offer every few days. Mail from Capital One is more than half of all the junk mail I receive! I am always scared of identity theft, and the sheer volume means that every once in a while I have to set aside a few *hours* to deal with the pre-approved credit card offers they send me!
5 steps for dealing with Capital One Junk Mail
- Open the envelopes and separate the contents.
- Shred the credit card application, helpfully pre-filled with my name and address.
- Compost the shredded applications.
- Recycle the assorted paper and cellophane-window envelopes.
- Trash the plastic fake credit cards and *magnets* that are glued to the applications. Why the fuck is Capital One sending me so many magents? This must be costing them a fortune!
Here is a picture of the three piles of bullshit that Capital One sent me. All this in just a few weeks! Next month I will have to spend another Saturday afternoon dealing with this crap…
Filed under: sucky companies |
Tagged: lists
The *best* solution I’ve heard for this is to send them back your junk mail in the prepaid envelope. Send them pizza coupons or kittie pictures or whatever you want. Stuff that prepaid envelope with whatever junk mail you have lying around. This keeps throws a little money the way of the USPS and means Capital One has to deal with *your* junk mail.
Even if it doesn’t work it makes me feel better. If everyone did this it would cost them a fortune and shut down the whole system.
I wouldn’t do that … in this day a credit card app with your name on it is not to be taken lightly. When my sister was in college someone used one of these “free offers” and along with her social security number, opened a credit card account with in her name. She didn’t find out about it until years later at which point her already non-existent credit rating was completely trashed and she had to deal with closing these credit card accounts she didn’t even know about and then trying to get that crap off of the Experian/TRW credit reports.
It might make you feel better now, but you won’t be feeling better when some con artist has racked up $4,357.68 in charges in your name.
I shred these card offers too. My current card is Amazon.com VISA, I applied online which is way more secure than snail mail.
And they gave me a free pineapple!
speaking of superfluous paper, thought you’d enjoy this video that Ben Brown shot of our neighborhood!
I was wondering what those robot stickers were about! though i don’t think i feel as vehement as he does.